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Cheap Used Cars Between $10000 – $20000

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72 results

200GT-t Type P 200GT-t Type P 200GT-t Type P 200GT-t Type P 200GT-t Type P
STOCK#5384
2014 Nissan Skyline 200GT-t Type P

Sylvia Park - Mega Mall

  • 2000cc, Internal Combustion

  • 4 Door, Sedan

  • 75,892 km

  • Light Metalic Blue

  • Black - Grey

  • Automatic

total price

$16,874

weeklyestimate

From

$96.65

Finance Details Question
This estimated weekly repayment is based on a 5-year loan term with first-tier finance approval, a 0% deposit, and an interest rate of 13.95%. It also includes a $490 documentation fee. The total repayment amount over the full term will vary based on individual circumstances. Please note that this is an indicative estimate only, and final approval, rates, and terms may differ for each applicant.
20S Sports Wagon 20S Sports Wagon 20S Sports Wagon 20S Sports Wagon 20S Sports Wagon
STOCK#5442
2013 Mazda Atenza 20S Sports Wagon

Sylvia Park - Mega Mall

Special Offer

  • 2000cc, Internal Combustion

  • 5 Door, Station Wagon

  • 84,569 km

  • Dark Blue

  • Black - Grey

  • Automatic

total price

$16,984

$17,654

weeklyestimate

From

$97.24

Finance Details Question
This estimated weekly repayment is based on a 5-year loan term with first-tier finance approval, a 0% deposit, and an interest rate of 13.95%. It also includes a $490 documentation fee. The total repayment amount over the full term will vary based on individual circumstances. Please note that this is an indicative estimate only, and final approval, rates, and terms may differ for each applicant.
S -Grade S -Grade S -Grade S -Grade S -Grade
STOCK#5370
  • 1800cc, Hybrid

  • 5 Door, Sedan

  • 108,278 km

  • Wine Red

  • Black - Grey

  • Automatic

total price

$9,984

$10,984

weeklyestimate

From

$59.69

Finance Details Question
This estimated weekly repayment is based on a 5-year loan term with first-tier finance approval, a 0% deposit, and an interest rate of 13.95%. It also includes a $490 documentation fee. The total repayment amount over the full term will vary based on individual circumstances. Please note that this is an indicative estimate only, and final approval, rates, and terms may differ for each applicant.
G4 G4 G4 G4 G4
STOCK#5192
2017 Subaru Impreza G4

Sylvia Park - Mega Mall

Special Offer

  • 2000cc, Internal Combustion

  • 4 Door, Sedan

  • 70,141 km

  • Dark Blue

  • Black - Grey

  • Automatic

total price

$14,984

$15,984

weeklyestimate

From

$86.51

Finance Details Question
This estimated weekly repayment is based on a 5-year loan term with first-tier finance approval, a 0% deposit, and an interest rate of 13.95%. It also includes a $490 documentation fee. The total repayment amount over the full term will vary based on individual circumstances. Please note that this is an indicative estimate only, and final approval, rates, and terms may differ for each applicant.
1.6GT-S Eyesight 1.6GT-S Eyesight 1.6GT-S Eyesight 1.6GT-S Eyesight 1.6GT-S Eyesight
STOCK#5334

Special Offer

  • 1600cc, Internal Combustion

  • 5 Door, Station Wagon

  • 94,999 km

  • Metallic Blue

  • Black - Grey

  • Automatic

total price

$16,984

$17,984

weeklyestimate

From

$97.24

Finance Details Question
This estimated weekly repayment is based on a 5-year loan term with first-tier finance approval, a 0% deposit, and an interest rate of 13.95%. It also includes a $490 documentation fee. The total repayment amount over the full term will vary based on individual circumstances. Please note that this is an indicative estimate only, and final approval, rates, and terms may differ for each applicant.
200GT-t Type P 200GT-t Type P 200GT-t Type P 200GT-t Type P 200GT-t Type P
STOCK#5051
2014 Nissan Skyline 200GT-t Type P

Sylvia Park - Mega Mall

Hot Deal

  • 2000cc, Internal Combustion

  • 4 Door, Sedan

  • 102,205 km

  • Pearl White

  • Black - Grey

  • Automatic

total price

$16,984

$17,984

weeklyestimate

From

$97.24

Finance Details Question
This estimated weekly repayment is based on a 5-year loan term with first-tier finance approval, a 0% deposit, and an interest rate of 13.95%. It also includes a $490 documentation fee. The total repayment amount over the full term will vary based on individual circumstances. Please note that this is an indicative estimate only, and final approval, rates, and terms may differ for each applicant.
2.5i Limited 2.5i Limited 2.5i Limited 2.5i Limited 2.5i Limited
STOCK#5383
2015 Subaru Outback 2.5i Limited

Sylvia Park - Mega Mall

  • 2500cc, Internal Combustion

  • 5 Door, Station Wagon

  • 116,473 km

  • Dark Blue

  • Black - Grey

  • Automatic

total price

$16,984

weeklyestimate

From

$97.24

Finance Details Question
This estimated weekly repayment is based on a 5-year loan term with first-tier finance approval, a 0% deposit, and an interest rate of 13.95%. It also includes a $490 documentation fee. The total repayment amount over the full term will vary based on individual circumstances. Please note that this is an indicative estimate only, and final approval, rates, and terms may differ for each applicant.
Hybrid S-L Package Hybrid S-L Package Hybrid S-L Package Hybrid S-L Package Hybrid S-L Package
STOCK#5443

Hot Deal

  • 2000cc, Hybrid

  • 4 Door, Sedan

  • 100,706 km

  • Black

  • Black - Grey

  • Automatic

total price

$17,864

$18,894

weeklyestimate

From

$101.96

Finance Details Question
This estimated weekly repayment is based on a 5-year loan term with first-tier finance approval, a 0% deposit, and an interest rate of 13.95%. It also includes a $490 documentation fee. The total repayment amount over the full term will vary based on individual circumstances. Please note that this is an indicative estimate only, and final approval, rates, and terms may differ for each applicant.
Axio Hybrid G-Grade Axio Hybrid G-Grade Axio Hybrid G-Grade Axio Hybrid G-Grade Axio Hybrid G-Grade
STOCK#5517
  • 1500cc, Hybrid

  • 4 Door, Sedan

  • 89,031 km

  • Pearl White

  • Black - Grey

  • Automatic

total price

$11,984

weeklyestimate

From

$70.42

Finance Details Question
This estimated weekly repayment is based on a 5-year loan term with first-tier finance approval, a 0% deposit, and an interest rate of 13.95%. It also includes a $490 documentation fee. The total repayment amount over the full term will vary based on individual circumstances. Please note that this is an indicative estimate only, and final approval, rates, and terms may differ for each applicant.

Affordable Used Cars FAQ – Everything to Know About Buying Between $10K and $20K

Some of the most reliable and popular models in this range include the Toyota Aqua, Mazda Demio, Honda Fit, Suzuki Swift, Nissan Note, and Toyota Corolla Axio.

Absolutely. Most vehicles in this price range are fuel-efficient, easy to maintain, and compact — perfect for students, first-time drivers, or city commuters.

Yes, we provide flexible finance options for all visa types,  including international students, work visa holders, and beneficiaries. $0 deposit options are available.

Yes. All vehicles are inspected for quality and roadworthiness, and many come with verified low mileage and fresh import certifications.

Yes, we provide door-to-door delivery anywhere in New Zealand, so you can complete your purchase remotely and have your car delivered to your home.

You’ll find hatchbacks, compact sedans, hybrids, and some smaller SUVs. These vehicles are great for daily use, safe and economical.

You can visit our team at Sylvia Park Mega Mall in Auckland to see the vehicles and book a test drive or explore options online and connect with our sales team for video walkthroughs.

Used Cars for Sale in NZ Between $10,000 and $20,000 | Affordable & Reliable Options

Smart Cars, Smarter Prices – Find Your Next Ride for Under $20K

Looking for reliable used cars between $10,000 and $20,000 in New Zealand? Sterling Cars offers a carefully selected range of budget-friendly vehicles that are perfect for everyday driving, first-time buyers, students, and families seeking value and peace of mind.

At Sterling Cars, we believe great cars don’t have to come with a big price tag. Our range of used vehicles priced between $10,000 and $20,000 is ideal for budget-conscious buyers who still want reliability, fuel efficiency, and style. Whether you’re a student buying your first car, a family needing a second vehicle, or a commuter looking for affordable running costs, this price bracket has excellent choices.

We regularly stock popular and proven models such as the Toyota Aqua, Honda Fit, Mazda Demio, Toyota Corolla Axio, Nissan Note, and Suzuki Swift. These vehicles are known for their low maintenance, excellent fuel economy, and high resale value — especially important for city driving or long commutes.

For those seeking a slightly roomier ride, you’ll find compact SUVs like the Nissan X-Trail, Honda Vezel, or Toyota Spade in this range. Many of these cars come with smart features like keyless entry, reversing cameras, push-start buttons, and hybrid powertrains — all while staying within your budget.

Each car goes through a thorough inspection, and many come with verified low mileage and fresh imports. You’ll also benefit from our finance options, available for all visa types, including students, work visa holders, and beneficiaries. We support $0 deposit financing, and repayments can be tailored to fit your situation.

Can’t visit us in person? No problem — we offer nationwide delivery across New Zealand, making it easier than ever to buy your next car online and have it delivered to your door.

Sterling Cars is committed to providing affordable, high-quality used cars that fit your lifestyle and your budget. Start exploring our $10K–$20K range today and discover unbeatable value, flexible financing, and expert support every step of the way.

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